LDI Proposal Form - Latent Defects

Structural Defects Insurance - Proposal Form

Please complete this proposal so we can approach the warranty provider for terms. Fields marked * are required. You will sign and submit it at the end, and we will email you a copy for your records.

Cover should be registered before work starts on site. If the development has already commenced, say so in the stage of work section - retrospective cover is still possible but needs extra checks.

Finance Delta Ltd, trading as Latent Defects, is authorised and regulated by the Financial Conduct Authority (FRN 912378). We arrange this cover on a non-advised basis - we give you the information to decide, we do not recommend. The insurance is provided by the MGA / insurer named in your quotation.

Already filled in the Word version?

Drop the completed CADIS LDI proposal form here and we will fill in this form from it. You then check every answer, add anything missing, sign and submit.

Drop your Word proposal here or click to choose

.docx only, up to 3 MB

Your document is sent to our AI provider, Anthropic, to read the answers. We do not keep it unless you submit this proposal, when it goes with it as a supporting document.

1 Applicant information

The company applying for the warranty.

Company name *

Contact name *

Contact email *

Contact address *

Telephone *

Mobile

Your role in this development

Years of development or building experience

If your role is other, please give details

Trading status

Company registration number

If your trading status is other, please describe it

Units constructed in the last 12 months

Where did you hear about us?

Is the company a Special Purpose Vehicle (SPV)?

Yes No

Is property development your full time occupation?

Yes No

If no, please give details of your occupation

2 Main contractor or builder

Only if this is not the applicant above. Leave blank if the applicant is building it.

Company name

Contact name

Contact email

Contact address

Telephone

Mobile

Years of building experience

If the applicant is an SPV

Is there a parent or holding company associated with the company applying?

Yes No

Registered company name

Registration reference

Website

Contact address

Telephone

Mobile

Contact email

Membership with other warranty providers

Is the company applying currently registered with another warranty provider?

Yes No

Name of warranty provider

Current rating

Length of time registered

Has the company ever been refused membership, or been removed from a warranty provider register?

Yes No

Is the company currently in dispute with a warranty provider?

Yes No

3 Development details

Site address *

Full description of the development *

Is travel to the site from the UK mainland required by boat, tidal causeway or aircraft?

Yes No

Is the project located in an area prone to flood, subsidence or landslide?

Yes No

Is the site located in an area known or suspected of underground mining?

Yes No

Do you require a 12 year policy?

Yes No

Do you require insolvency (Deposit Protection) cover?

Yes No

Site access

Site access company name

Site access contact name

Site access email address

Telephone number 1

Telephone number 2

4 Type of development

Type of project

Construction of the housing units

Maximum number of storeys above ground

Maximum number of storeys below ground

If the construction type is other, please state it

Roof covering material

If other, state the covering (e.g. GRP or single ply)

Do any of the housing units have areas of flat roof (pitch less than 15 degrees)?

Yes No

Are there any basements for residential use, or any tanking required?

Yes No

Are any elements of the development for non-residential use?

Yes No

Please give details of the non-residential elements

Type of foundations

If other, please give details

Cladding being used - must be A1 or A2 fire rated

If other, please give details

Is any underpinning required?

Yes No

Total number of housing units *

How many separate structures are there?

A separate structure is a block containing more than one unit on its own foundations, completely separate from any other structure.

5 Existing structures

Only if the project contains conversion or refurbishment elements. Leave blank for a pure new build.

Number of separately identifiable existing structures

Type of structure

If other, please describe the type of structure

Approximate year of construction

Is the building listed?

Has a condition survey been carried out?

Yes No

6 Cost, rebuild values and stage of work

Total gross internal floor area (m²)

Total cost of new works *

Rebuild value for existing structure

Total rebuild value *

Anticipated market value

Stage of work

Construction start date *

Anticipated completion date

Current stage of work

Is the development phased?

Yes No

	Start date	Expected completion	Units in phase
Phase 1
Phase 2
Phase 3

Unit schedule

Use this if there is more than one block housing multiple units, or more than one unit type with different rebuild values. Add a row per block or unit type.

Block / unit	No. units	Unit type	Floor m²	Cost of new works	Rebuild existing	Market value

7 Professional team and documents

Structural engineer name

Project manager name

Structural engineer address

Project manager address

Has an architect or architectural technician been involved in the project?

Yes No

What level of involvement will they have?

Practice name

Company number

Telephone number

Email address

Supporting documents

Attach anything relevant - drawings and plans, specifications, structural calculations, the condition survey, ground investigation, planning and building control references. PDF, Word, JPG or PNG.

Drop files here or click to choose

You can attach more than one

Any additional information you feel we may need

8 Declaration

To be completed for every application. Have you, or any director, partner, individual or organisation declared as part of this proposal:

Sustained any losses or had any claims in the last five years that would be covered by the insurance being applied for?

Yes No

Ever been refused property insurance or had any special terms imposed by an insurer?

Yes No

Ever been prosecuted or received notification of intended prosecution under the Health and Safety at Work Act 1974 or the Consumer Protection Act 1987?

Yes No

Ever been involved with a house builder or construction company that has gone into liquidation or been declared bankrupt?

Yes No

I have read all of the statements and details given in this proposal, including any answer written for me by any other person, and I declare that to the best of my knowledge and belief they are correct and that no material fact has been omitted, misrepresented or mis-stated. I understand that this proposal and the information in it will form the basis of the contract of insurance, and that non-disclosure or misrepresentation of a material fact may invalidate the policy and could result in a claim not being paid. I confirm I am authorised to make this proposal on behalf of the company named above.

Full name *

Position *

Draw Your Signature Below *

Use your mouse or fingerClear

I confirm the declaration above is true and complete. I have read and agree to how my information will be used (privacy notice), and to Latent Defects arranging this cover on a non-advised basis. Add me to your email marketing list. You can unsubscribe at any time :)